Enough Bull Spreadsheets If you have read Enough Bull, you know that the main spreadsheet featured in the book - The Money Maximizer - is free for you to use. Punch in your own numbers and start to make real progress in maximizing your after-tax cash flows!
NOTE: This is a newly updated version that incorporates 2012 tax tables and forms for British Columbia, Ontario and the Northwest Territories. (3/4/13)
Chapter 7 of the book raises the question "When should you elect to start receiving CPP?". Use the spreadsheet below to input your own variables and find the answer that is right for you. Updated with 2011 rates.(updated 10/03/11)